British Columbia Income Tax Calculator 2025
Calculate your combined federal and BC provincial income tax for 2025. All 7 BC tax brackets with CPP and EI contributions included.
$
= C$6,667 / month
BC provincial rates for 2025. Federal brackets also updated for 2025. Rates apply to BC residents.
Common incomes:
C$0
Annual Take-Home
C$0
Federal Tax
C$0
BC Provincial Tax
0%
Effective Rate
BC Provincial Tax Brackets
| BC Band | Income in Band | Rate | Tax |
|---|
Complete Tax Summary
How to Use This BC Income Tax Calculator
Enter your annual gross income. The calculator applies 2025 federal and BC provincial tax brackets, the Basic Personal Amounts for both jurisdictions, CPP and EI to show your complete BC take-home pay.
The Formula
Federal Tax = sum of federal brackets โ BPA credit ($16,129 ร 15%)
BC Tax = sum of BC brackets (5.06%โ20.5%) โ BC BPA credit ($11,981 ร 5.06%)
CPP = 5.95% on earnings $3,500โ$71,300
EI = 1.66% on earnings up to $65,700
Take-Home = Income โ Federal Tax โ BC Tax โ CPP โ EI
BC Tax = sum of BC brackets (5.06%โ20.5%) โ BC BPA credit ($11,981 ร 5.06%)
CPP = 5.95% on earnings $3,500โ$71,300
EI = 1.66% on earnings up to $65,700
Take-Home = Income โ Federal Tax โ BC Tax โ CPP โ EI
Example
David in Vancouver, $90,000 income in 2025:
Federal tax (net of BPA): approx. $13,769
BC tax: ($45,654 ร 5.06%) + ($44,346 ร 7.70%) โ BC BPA credit
= $2,310 + $3,415 โ $606 = $5,119
CPP: $4,034 | EI: $1,091
Total deductions: ~$24,013 | Take-home: ~$65,987/year ($5,499/month)
Federal tax (net of BPA): approx. $13,769
BC tax: ($45,654 ร 5.06%) + ($44,346 ร 7.70%) โ BC BPA credit
= $2,310 + $3,415 โ $606 = $5,119
CPP: $4,034 | EI: $1,091
Total deductions: ~$24,013 | Take-home: ~$65,987/year ($5,499/month)
Extended
BC Tax Analysis
Bracket-by-bracket breakdown and comparison with other provinces
Your income distribution across all 7 BC tax brackets.
BC vs ON vs AB vs QC at your current income.
| Province | Fed+Prov Tax | CPP+EI | Total Deductions | Take-Home |
|---|
Frequently Asked Questions
What are BC's provincial income tax brackets for 2025?
British Columbia provincial tax brackets for 2025: 5.06% up to $45,654; 7.70% on $45,654โ$91,310; 10.50% on $91,310โ$104,835; 12.29% on $104,835โ$127,299; 14.70% on $127,299โ$172,602; 16.80% on $172,602โ$240,716; and 20.50% above $240,716. BC's Basic Personal Amount is $11,981.
Does BC have any tax credits or surtaxes?
BC does not have an income surtax like Ontario. BC does offer a Low Income Climate Action Tax Credit, BC Sales Tax credit, and the BC Family Benefit for families with children. The BC Basic Personal Amount of $11,981 generates a credit of $11,981 ร 5.06% = $606. BC also has a foreign buyer tax for property purchases, not income tax.
How does the BC carbon tax affect my take-home pay?
The BC carbon tax is applied to fuel purchases, not directly to income. It is offset by the Climate Action Tax Credit which provides quarterly payments: up to $447/year for individuals, $224 for spouses/common-law partners, and $112 per child. This is separate from income tax calculations shown here.
What is the combined federal + BC tax rate?
The combined marginal rates for BC residents in 2025 are: approximately 20.06% up to $45,654; 27.7% up to $57,375; 31.7% up to $91,310 (federal rate changes); 36.5% up to $104,835; 38.29% up to $114,750; 42.29% to $127,299; 44.7% to $158,468; and up to 53.5% at the highest brackets.
How does BC tax compare to Alberta?
Alberta has a flat 10% provincial rate (with higher brackets starting at $148,269), making it significantly cheaper than BC especially at middle to high incomes. On a $100,000 income, a BC resident pays roughly $3,000โ$5,000 more in provincial tax than an Alberta resident. However, BC has higher public services funding through these taxes.