Delaware Income Tax Calculator 2026 — 7 Brackets, No Sales Tax

Calculate your 2026 Delaware state income tax across 7 brackets (0%–6.6%), $3,250/$6,500 standard deduction, $110 personal credit, and DE vs MD vs PA vs NJ total burden comparison.

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= $6,250 / month
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401(k), IRA, HSA, etc.
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Used to calculate your sales tax savings vs other states
Quick fill:
$0
DE State Income Tax
$0
Sales Tax Saved (vs 6% avg)
$0
Federal Income Tax
0%
DE Effective Rate
$110
Personal Credit Applied
$0
After All Taxes Income

Delaware Tax Bracket Breakdown

Income Range Taxable in Bracket Rate Tax

Full Tax Computation Summary

How to Use This Delaware Income Tax Calculator

Enter your gross income, select filing status, and optionally enter pre-tax deductions and annual consumer spending. The calculator applies Delaware's 2026 seven-bracket structure, $3,250/$6,500 standard deduction, and $110 personal credit, then quantifies your sales tax savings compared to neighboring states.

Delaware Tax Formula

DE AGI = Gross Income − Pre-tax Deductions
DE Standard Deduction = $3,250 (Single) / $6,500 (MFJ)
DE Taxable Income = AGI − Standard Deduction
DE Gross Tax = apply 7 brackets (0% to 6.6%)
DE Tax Owed = Gross Tax − $110 personal credit (per taxpayer)

Example: Single filer, $80,000 income

Jordan, Single, $80,000 in Delaware 2026:
Standard deduction: $3,250
DE taxable income: $80,000 − $3,250 = $76,750
0% bracket: $2,000 × 0% = $0
2.2% bracket: $3,000 × 2.2% = $66
3.9% bracket: $5,000 × 3.9% = $195
4.8% bracket: $10,000 × 4.8% = $480
5.2% bracket: $5,000 × 5.2% = $260
5.55% bracket: $35,000 × 5.55% = $1,943
6.6% bracket: $16,750 × 6.6% = $1,106
Gross tax: $4,050 − $110 credit = $3,940
DE effective rate: 4.93%

The No-Sales-Tax Advantage

Delaware's most powerful tax benefit is its complete absence of state and local sales tax. For a household spending $30,000/year on taxable goods and services, this saves roughly $1,800 annually compared to Maryland's 6% rate or New Jersey's 6.625% rate. For a family spending $50,000/year, savings reach $3,000+.

Extended

DE vs MD vs PA vs NJ Total Burden Comparison

Side-by-side total tax burden including the no-sales-tax advantage across neighboring states

Total state tax burden including income tax AND estimated sales tax on your entered spending. Delaware wins due to zero sales tax, especially for households with moderate to high consumer spending.

StateIncome TaxEst. Sales TaxTotal State BurdenEffective Total Rate

Sales tax estimates based on your entered annual spending. MD county income tax (avg 2.8%) included. PA 6% + local ~2% avg. NJ 6.625%. DE: 0%.

Delaware state income tax at common income levels for the selected filing status.

IncomeStd DeductionDE TaxableDE TaxEffective Rate

Frequently Asked Questions

What are the Delaware income tax brackets for 2026?
Delaware has seven income tax brackets for 2026: 0% ($0–$2,000), 2.2% ($2,000–$5,000), 3.9% ($5,000–$10,000), 4.8% ($10,000–$20,000), 5.2% ($20,000–$25,000), 5.55% ($25,000–$60,000), and 6.6% on income above $60,000. The standard deduction is $3,250 for single filers and $6,500 for married filing jointly, plus a $110 personal credit per taxpayer.
Does Delaware have a sales tax?
No. Delaware is one of only five states with no sales tax, along with Montana, Oregon, New Hampshire, and Alaska. This is a major advantage for high-spending households. At average consumer spending of $40,000/year, avoiding a 6% state+local sales tax saves roughly $2,400 annually compared to neighboring Maryland or New Jersey.
What is the Delaware personal credit?
Delaware allows a $110 personal credit per taxpayer — not per return. A single filer gets $110 off their tax bill, while a married couple filing jointly gets $220. This is a direct credit reducing tax owed, not a deduction from income. Additional credits are available for dependents and the elderly or disabled.
Does Wilmington, Delaware have a local income tax?
Yes. Wilmington, Delaware imposes a 1.25% city wage tax on all wages earned within the city, and on wages earned by Wilmington residents regardless of where they work. This is the only significant local income tax in Delaware. If you live or work in Wilmington, factor in this additional 1.25% on your wages.
How does Delaware compare to Maryland, Pennsylvania, and New Jersey for total tax burden?
Delaware's 6.6% top income tax rate is competitive, but the no-sales-tax advantage is decisive for most households. Maryland has rates up to 5.75% state plus up to 3.2% county income tax, plus 6% sales tax. New Jersey has rates up to 10.75% and 6.625% sales tax. Pennsylvania has a flat 3.07% income tax but 6% sales tax. Delaware typically wins on total burden especially for retirees and middle-income earners.