Egypt Income Tax Calculator 2026 — EGP Brackets 0%–27.5%
Calculate Egypt income tax across 7 brackets (0%–27.5%), social insurance 11%, personal exemption EGP 15,000. Monthly net salary and annual breakdown.
EGP
EGP
2026 cap ~EGP 10,500/month EGP
EGP 0
Net Monthly Salary
EGP 0
Social Insurance (11%)
EGP 0
Income Tax
0%
Effective Tax Rate
Monthly Tax Breakdown
How to Use This Egypt Income Tax Calculator
Enter your gross monthly salary in EGP, select employee or freelancer, and adjust the social insurance cap if needed. The calculator annualizes your income, applies the personal exemption and SI deduction, then computes progressive tax brackets.
Formula
Annual Gross = Monthly Gross × 12
Social Insurance = min(Monthly Gross, SI Cap) × 11%
Annual SI = Monthly SI × 12
Taxable Income = Annual Gross − Personal Exemption (EGP 15,000) − Annual SI − Other Deductions
Tax = Progressive brackets 0%–27.5%
Net Monthly = Gross − Monthly SI − Monthly Tax − Other Deductions
Social Insurance = min(Monthly Gross, SI Cap) × 11%
Annual SI = Monthly SI × 12
Taxable Income = Annual Gross − Personal Exemption (EGP 15,000) − Annual SI − Other Deductions
Tax = Progressive brackets 0%–27.5%
Net Monthly = Gross − Monthly SI − Monthly Tax − Other Deductions
2026 Tax Brackets (Annual EGP)
0 – 30,000: 0%
30,001 – 45,000: 10% (max EGP 1,500)
45,001 – 60,000: 15% (max EGP 2,250)
60,001 – 200,000: 20% (max EGP 28,000)
200,001 – 400,000:22.5% (max EGP 45,000)
400,001 – 1,200,000:25%
Above 1,200,000: 27.5%
30,001 – 45,000: 10% (max EGP 1,500)
45,001 – 60,000: 15% (max EGP 2,250)
60,001 – 200,000: 20% (max EGP 28,000)
200,001 – 400,000:22.5% (max EGP 45,000)
400,001 – 1,200,000:25%
Above 1,200,000: 27.5%
Example
Employee earning EGP 20,000/month gross:
Annual gross: EGP 240,000
Personal exemption: −EGP 15,000
Social insurance: −EGP (10,500 × 11% × 12) = −EGP 13,860
Taxable: EGP 211,140
Annual tax: ~EGP 41,757
Monthly tax: ~EGP 3,480
Monthly SI: EGP 1,155
Net monthly: ~EGP 15,365
Annual gross: EGP 240,000
Personal exemption: −EGP 15,000
Social insurance: −EGP (10,500 × 11% × 12) = −EGP 13,860
Taxable: EGP 211,140
Annual tax: ~EGP 41,757
Monthly tax: ~EGP 3,480
Monthly SI: EGP 1,155
Net monthly: ~EGP 15,365
Extended
Annual Breakdown + Freelancer 5% Withholding Scenario
Full annual bracket analysis and freelancer vs employee tax comparison
Annual Tax Bracket Breakdown
| Bracket (Annual EGP) | Rate | Taxable in Bracket | Tax in Bracket |
|---|---|---|---|
| Total Annual Tax | |||
Freelancer Scenario — 5% Withholding vs Employee
| Metric | Employee | Freelancer (5% WHT) |
|---|
Frequently Asked Questions
What are the 2026 Egypt income tax brackets?
Egypt uses a progressive income tax system for employment income (annual EGP): 0–30,000 is exempt (0%); 30,001–45,000 is taxed at 10%; 45,001–60,000 at 15%; 60,001–200,000 at 20%; 200,001–400,000 at 22.5%; 400,001–1,200,000 at 25%; above 1,200,000 at 27.5%. A personal annual exemption of EGP 15,000 is deducted before applying brackets.
How is Egypt social insurance calculated?
Egyptian employees contribute 11% of their insurable salary to the social insurance (National Insurance Authority). The insurable salary is capped annually — in 2026 the ceiling is approximately EGP 10,500/month. The employer contributes 18.75% on the same capped base. These contributions are deductible before calculating income tax, reducing the taxable base.
What is the personal exemption for Egyptian income tax?
Every Egyptian taxpayer is entitled to a personal annual exemption of EGP 15,000 (EGP 1,250/month), which is deducted from gross annual income before applying progressive brackets. Additional deductions may apply for social insurance contributions. There are no dependents-based deductions in the standard Egyptian tax system, but certain professional expense allowances may reduce the base for specific employment types.
How are freelancers and self-employed people taxed in Egypt?
Freelancers and self-employed individuals in Egypt are subject to a 5% withholding tax on payments received from Egyptian companies (Form 41 withholding). However, this is a prepayment — their actual tax is calculated at the end of the year using the same progressive brackets. Freelancers can deduct actual business expenses or a 15% standard deduction. Social insurance rules differ for the self-employed.
Are Egyptians living abroad taxed on foreign income?
Egyptian residents are taxed on worldwide income. Non-residents are only taxed on income sourced in Egypt. Residency is determined by 183+ days in Egypt in a 12-month period or having a permanent home in Egypt. Egypt has double taxation agreements with many countries. Foreign-source income of Egyptian residents may benefit from foreign tax credits for taxes already paid abroad.