Florida Income Tax Calculator 2025 โ€” Total Tax Burden

Florida has no state income tax. Calculate your total tax burden in Florida including property tax and sales tax. Compare FL to other no-income-tax states.

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Excludes groceries and housing
Common salaries:
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FL State Income Tax
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Annual Property Tax
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Est. Sales Tax Paid
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Total FL Tax Burden

Florida Tax Burden Breakdown

Federal Tax Summary

How Florida Taxes Work

Florida residents enjoy no state income tax on wages, salaries, business income, or retirement distributions. Your W-2 or 1099 income faces only federal income tax and FICA payroll taxes.

Florida funds its government through sales tax (6% state + local surtax up to 1.5%) and property tax (avg 0.83%). Homesteaded properties qualify for a $50,000 exemption off assessed value plus the Save Our Homes 3%/CPI cap on annual increases.

The Formula

FL State Income Tax = $0
Assessed Value = Home Value (capped at 3%/year with homestead)
Property Tax = (Assessed Value โˆ’ $50,000 homestead exemption) ร— Local Rate (avg 0.83%)
Sales Tax = Annual Taxable Spending ร— 6.5% (avg FL combined rate)

Example

Maria, Single, $85,000 salary, $375K home (homesteaded), $38K spending in Florida:
FL state income tax: $0
Property tax: ($375,000 โˆ’ $50,000) ร— 0.83% = $325,000 ร— 0.83% = $2,698/year
Sales tax: $38,000 ร— 6.5% = $2,470/year
Total FL state/local: $5,168/year
Federal income tax on $85K (single): ~$11,300 | After all taxes: ~$68,500/year
Extended

FL vs Other No-Income-Tax States

Compare Florida's total tax burden to Texas, Nevada, Washington and other income-tax-free states

Compare Florida to the other 8 states with no personal income tax at your income level.

StateIncome TaxAvg Property TaxAvg Sales TaxNotes

Compare retirement income tax treatment across popular retirement states.

Retirement Income TypeFloridaCaliforniaNew YorkTexas

Frequently Asked Questions

Does Florida have a state income tax?
No. Florida has no personal state income tax and the Florida Constitution prohibits one. This makes Florida one of the most tax-friendly states for wage earners. Retirees particularly benefit since Social Security, pension and investment income are also not taxed at the state level.
What is the Florida sales tax rate?
Florida's state sales tax rate is 6%. Counties can add a surtax of up to 1.5%, making the maximum combined rate 7.5%. Miami-Dade County charges 7%, Broward 7%, Palm Beach 7%, Orange County 6.5%. Florida exempts groceries and prescription drugs from sales tax.
What is the property tax rate in Florida?
Florida's average effective property tax rate is about 0.83%, below the national average of 1.1%. Florida has the Save Our Homes cap which limits annual assessment increases for homesteaded properties to 3% or the CPI, whichever is less. The $50,000 homestead exemption also reduces the assessed value.
How does Florida compare to other no-income-tax states?
Among the nine states with no income tax (AK, FL, NV, NH, SD, TN, TX, WA, WY), Florida stands out for its large population and diverse economy. Florida's property tax rate (0.83%) is lower than Texas (1.60%) but its sales tax (6%+) is comparable. Nevada has no income tax with 6.85% sales tax. Washington has no income tax but has a 6.5% sales tax and some unique taxes.
Does Florida tax retirement income?
No. Florida does not tax Social Security benefits, pension income, 401(k) withdrawals, IRA distributions, or any other retirement income at the state level. This makes Florida one of the best states for retirees from a tax perspective. Combined with warm weather, this drives significant retirement migration to Florida.