Indiana Income Tax Calculator 2026 โ€” State + County Tax

Calculate your 2026 Indiana state income tax (2.95% flat) plus county tax for all 92 Indiana counties. See your combined IN tax burden.

$
= $6,250 / month
Common salaries:
$0
IN State + County Tax
$0
IN State Tax (2.95%)
$0
County Tax
$0
Federal Income Tax
0%
Combined IN Effective Rate
$0
After All Taxes Income

Indiana Tax Computation

How to Use This Indiana Income Tax Calculator

Enter your annual gross income, select your filing status, and choose your county of residence. Indiana levies both a flat state income tax and a separate county income tax. Results update instantly as you type.

Indiana's standard deduction ($1,000 single / $2,000 MFJ) is applied before calculating both state and county tax. The county tax rate is based on where you live on January 1, not where you work.

The Formula

IN Standard Deduction: $1,000 (single) / $2,000 (MFJ)
IN Taxable Income = Gross Income โˆ’ IN Standard Deduction
IN State Tax = IN Taxable Income ร— 2.95%
County Tax = IN Taxable Income ร— County Rate
Combined IN Tax = IN State Tax + County Tax

Example

Sarah, Single, $75,000, Marion County (Indianapolis), 2026:
IN taxable income: $75,000 โˆ’ $1,000 = $74,000
IN state tax: $74,000 ร— 2.95% = $2,183
Marion County tax: $74,000 ร— 2.02% = $1,495
Combined IN taxes: $3,678 | IN effective rate: 4.90%
Federal tax (2026): ~$9,718 | Total after all taxes: ~$62,300

Indiana County Tax Rates

All 92 Indiana counties impose a county income tax. The rates are set by each county council and range from 0.50% (Ohio County) to 3.38% (Pulaski County). Major metropolitan counties like Marion (2.02%), St. Joseph (1.75%), and Elkhart (2.00%) tend to have higher rates than suburban counties like Hamilton (1.00%) and Hendricks (1.00%).

Extended

County Tax Comparison Table

See how much tax you owe at your income across Indiana's top 10 counties

Indiana state + county tax comparison at your current income level across top 10 counties. Uses your current filing status.

County County Rate State Tax County Tax Total IN Tax Combined Rate

Frequently Asked Questions

What is Indiana's state income tax rate for 2026?
Indiana has a flat state income tax rate of 2.95% for 2026 (reduced from 3.05% in 2026). This applies to adjusted gross income after Indiana's standard deduction of $1,000 for single filers or $2,000 for married filing jointly. Indiana is gradually reducing its rate under the READI Act, with the goal of reaching 2.9% by 2027.
Does Indiana have county income taxes?
Yes. Indiana is unique in that all 92 counties levy an additional county adjusted gross income tax (CAGIT) or county option income tax (COIT). Rates range from 0.50% (Ohio County) to 3.38% (Pulaski County). You pay county tax to the county where you live on January 1, regardless of where you work. Marion County (Indianapolis) charges 2.02%, Lake County 1.50%, Allen County 1.35%, and Hamilton County 1.00%.
What is Indiana's standard deduction?
Indiana allows a standard deduction of $1,000 for single filers and $2,000 for married filing jointly. This is applied against Indiana adjusted gross income (which largely mirrors federal AGI) before calculating state tax. This is separate from the federal standard deduction.
How is Indiana county tax calculated?
County income tax is calculated on the same income base as Indiana state tax (after the Indiana standard deduction). If you live in Marion County (2.02%), you pay both 2.95% state tax and 2.02% county tax on your Indiana taxable income. The combined rate for a Marion County resident is 4.97%. County taxes are withheld by your employer and remitted to the state.
How does Indiana compare to neighboring states for income taxes?
Indiana's combined state + county tax burden varies widely. At the state level alone, Indiana's 2.95% is lower than Michigan (4.25%), Ohio (2.75% above $30K), Pennsylvania (3.07%), and Kentucky (4.0%). However, when county taxes are added, many Indiana residents pay 4%โ€“6% combined, which can exceed Ohio or Pennsylvania. Illinois has a 4.95% flat rate with no county tax.