Washington Income Tax Calculator 2026 โ€” No Income Tax + CG Excise

Washington has no state income tax. Calculate your federal tax plus WA capital gains excise tax (7% above $278,000). Compare WA vs other no-income-tax states.

$
= $7,083 / month
$
WA excise tax: 7% above $278,000
Common salaries:
$0
Total Tax (Fed + WA)
$0
Federal Income Tax
$0
WA Capital Gains Excise
$0
Take-Home Pay

Tax Breakdown

Tax Component Amount Rate Notes

Federal Tax Bracket Breakdown

Federal Bracket Taxable in Bracket Rate Tax

How to Use This Washington State Tax Calculator

Enter your annual gross income (wages and salary) and any long-term capital gains. Washington has no state income tax on earned income, so the calculator computes only your federal income tax and the Washington capital gains excise tax if your gains exceed $278,000.

Select your federal filing status to get accurate federal bracket calculations. Results update instantly as you type.

The Formula

WA State Income Tax on Wages = $0 (no state income tax)
Federal Taxable Income = Gross Income โˆ’ Federal Standard Deduction
Federal Tax = Sum of (income in each bracket ร— rate)
WA Capital Gains Excise = max(0, Long-Term Gains โˆ’ $278,000) ร— 7%
Total Tax = Federal Tax + WA Capital Gains Excise Tax

Example

Kevin, Single, $120,000 salary + $350,000 capital gains in Washington 2026:
Federal taxable: $120,000 โˆ’ $15,000 = $105,000
Federal income tax: ~$18,000 (22% bracket)
WA capital gains excise: ($350,000 โˆ’ $278,000) ร— 7% = $72,000 ร— 7% = $5,040
Total tax: $18,000 + $5,040 = $23,040
Note: Kevin pays $0 Washington state income tax on his $120,000 salary.
Extended

No Income Tax State Comparison

Compare total tax burden in WA, TX, FL, NV, TN, and WY at your income level

Estimated total tax burden at your income level across all 8 no-income-tax states. Includes estimated sales and property tax impact.

StateIncome TaxEst. Sales Tax*Total BurdenRank

*Sales tax estimated at 2% of income for standard consumption pattern. Actual amounts vary by spending habits.

Complete tax picture for a Washington resident at your income level.

Tax ComponentAmount% of Gross

Frequently Asked Questions

Does Washington state have an income tax?
No. Washington state has no personal income tax on wages, salary, or business income. Residents keep 100% of their earned income at the state level. However, Washington does impose a 7% capital gains excise tax on long-term capital gains above $278,000 (2026 threshold), making it one of the few "no income tax" states with a significant investment tax.
What is the Washington capital gains excise tax?
Washington's capital gains excise tax is 7% on the sale or exchange of long-term capital assets (held more than 12 months) above the $278,000 annual threshold. It applies to gains from stocks, bonds, and certain business assets. Real estate, retirement accounts, farmland, and timber are exempt. The tax was upheld by the Washington Supreme Court in March 2023.
Who must pay the Washington capital gains excise tax?
Washington residents who have long-term capital gains exceeding $278,000 in a tax year must pay the 7% excise tax on the amount above that threshold. The tax applies to gains from stocks, bonds, and other long-term capital assets. Real estate sales, assets in retirement accounts (IRAs, 401k), livestock, and timber are among the key exemptions.
How does Washington's total tax burden compare to states with income tax?
Washington offsets its no-income-tax status with higher sales tax (6.5% state + local surcharges, up to 10.4% in some areas) and property taxes. A middle-income Washington resident often pays a similar or slightly lower total tax burden compared to states like Oregon or California. However, lower-income residents may pay a higher percentage of income in sales tax since it is regressive.
Is Social Security income taxed in Washington state?
No. Since Washington has no state income tax, Social Security benefits, pension income, and retirement distributions are all exempt from state tax. Federal taxes on Social Security still apply based on your combined income. This makes Washington a very tax-friendly state for retirees.