Hourly Paycheck Calculator 2025 β€” After Tax Take-Home

Calculate your hourly paycheck after federal tax, state tax, and FICA. Includes overtime at 1.5x rate. See weekly, biweekly and monthly take-home.

$
Paid at 1.5Γ— regular rate
%
0% for TX, FL, WA, NV, etc.
Common rates:
$0
Weekly Take-Home
$0
Biweekly Take-Home
$0
Monthly Take-Home
$0
Annual Take-Home

Weekly Paycheck Breakdown

How to Calculate Hourly Take-Home Pay

Enter your hourly rate and weekly hours. Add overtime hours if applicable (calculated at 1.5Γ— your regular rate). Select your filing status and enter your state income tax rate. The calculator shows your weekly, biweekly, monthly and annual take-home pay.

Federal withholding is estimated using the 2025 percentage method based on annualized income. For precise withholding, see your employer's payroll system.

The Formula

Weekly Gross = (Regular Hours Γ— Rate) + (Overtime Hours Γ— Rate Γ— 1.5)
Annual Gross = Weekly Gross Γ— 52
Federal Tax = Apply 2025 brackets to (Annual Gross βˆ’ Standard Deduction) Γ· 52
FICA = Weekly Gross Γ— 7.65% (up to SS wage base)
Weekly Net = Weekly Gross βˆ’ Federal Withholding βˆ’ State Tax βˆ’ FICA

Example

Alex, Single, $25/hour, 40 regular + 5 overtime hours/week, 5% state tax:
Regular pay: 40 Γ— $25 = $1,000
Overtime pay: 5 Γ— $37.50 = $187.50
Weekly gross: $1,187.50 | Annual gross: $61,750
Federal withholding: ~$141/week | State: ~$59/week | FICA: ~$91/week
Weekly take-home: ~$897 | Annual take-home: ~$46,600
Extended

Overtime Impact Analysis

See how overtime hours affect your effective hourly rate and annual take-home

See how adding overtime hours affects your effective hourly take-home rate.

Overtime Hours/WkWeekly GrossWeekly NetEffective Hourly Rate (after tax)

Compare annual take-home across different work schedules.

ScheduleHours/YearAnnual GrossAnnual NetHourly Net

Frequently Asked Questions

How is overtime taxed differently from regular pay?
Overtime is not taxed at a special "overtime rate" β€” it is simply added to your regular wages and taxed at your marginal rate. Because overtime pushes your total income higher, it may land in a higher tax bracket. However, only the overtime portion that exceeds each bracket threshold is taxed at the higher rate, not your entire income.
What is the federal overtime rate?
Under the Fair Labor Standards Act (FLSA), non-exempt employees must receive at least 1.5x their regular hourly rate for hours worked beyond 40 in a workweek. Some states (California, Nevada) require daily overtime after 8 hours. This calculator uses the federal 1.5x standard.
Does FICA apply to overtime pay?
Yes. Social Security tax (6.2%) and Medicare tax (1.45%) apply to all wages including overtime, up to the Social Security wage base of $176,100 for 2025. If your total annual wages exceed $176,100, the Social Security portion stops, but Medicare continues (and adds 0.9% above $200,000).
How do I calculate my hourly take-home pay?
Multiply your hourly rate by regular hours to get regular pay, add overtime at 1.5x rate, then subtract federal withholding, state withholding and FICA. Your employer withholds based on W-4 settings. This calculator uses the percentage method for federal withholding based on your filing status and annualized income.
What is the difference between gross and net hourly pay?
Gross hourly pay is your rate times hours worked. Net hourly pay (take-home) is after all tax deductions β€” federal income tax, state income tax, Social Security (6.2%) and Medicare (1.45%). For a $20/hour worker, net pay might be around $14.50–$16/hour depending on filing status and state.