Australia Stamp Duty Calculator
Calculate stamp duty for NSW, VIC, and QLD including first home buyer exemptions and concessions.
A$
Quick:
A$27,195
Total Stamp Duty
3.88%
Effective Rate
A$0
FHB Concession
A$27,195
Net After Concession
Duty Calculation Breakdown
| Band | Rate | Taxable Amount | Duty |
|---|---|---|---|
| Total Stamp Duty | A$27,195 | ||
Stamp Duty Rates by State
NSW Stamp Duty Rates
$0β$17,000: 1.25%
$17,001β$36,000: $212 + 1.5% above $17,000
$36,001β$97,000: $497 + 1.75% above $36,000
$97,001β$364,000: $1,564 + 3.5% above $97,000
$364,001β$1,212,000: $10,909 + 4.5% above $364,000
Above $1,212,000: $49,069 + 5.5% above $1,212,000
$17,001β$36,000: $212 + 1.5% above $17,000
$36,001β$97,000: $497 + 1.75% above $36,000
$97,001β$364,000: $1,564 + 3.5% above $97,000
$364,001β$1,212,000: $10,909 + 4.5% above $364,000
Above $1,212,000: $49,069 + 5.5% above $1,212,000
Example
A$700,000 property in NSW (standard buyer):
$10,909 + 4.5% Γ ($700,000 - $364,000)
= $10,909 + $15,120 = A$26,029
Effective rate: 3.72%
$10,909 + 4.5% Γ ($700,000 - $364,000)
= $10,909 + $15,120 = A$26,029
Effective rate: 3.72%
Extended
State Comparison
Compare stamp duty across Australian states for your purchase price
Stamp Duty Comparison Across States
A$
| State | Stamp Duty | Effective Rate | FHB Threshold |
|---|
Frequently Asked Questions
What is stamp duty in Australia?
Stamp duty (also called transfer duty) is a state tax paid when you buy a property. Each state and territory sets its own rates, thresholds, and exemptions.
Do first home buyers pay stamp duty?
Most states offer full or partial exemptions for first home buyers up to certain price thresholds. For example, NSW exempts FHBs on homes under $800,000, while VIC exempts purchases under $600,000.
When is stamp duty paid?
Stamp duty is typically due within 30 days of signing a contract in NSW, within 30 days of settlement in VIC, and varies by state. Your conveyancer will arrange payment.
Is stamp duty tax-deductible?
Stamp duty on a primary residence is not tax-deductible. However, if the property is an investment, stamp duty is added to the cost base for capital gains tax purposes.
Can stamp duty be added to a mortgage?
Most lenders do not allow stamp duty to be added to the mortgage. It must be paid upfront at settlement. You need to have this cash available separately.