UK Stamp Duty Calculator (SDLT)
Calculate Stamp Duty Land Tax for England and Northern Ireland. Includes first-time buyer relief and additional property surcharge.
£
Quick:
£5,000
Total SDLT Due
1.43%
Effective Rate
£350,000
Property Price
—
FTB Saving
SDLT Band Breakdown
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| Total SDLT | £5,000 | ||
How to Use This Calculator
Enter the property purchase price and select your buyer type. The calculator applies the correct SDLT bands for England and Northern Ireland.
Standard SDLT Rates (April 2025)
0% on the first £250,000
5% on £250,001 to £925,000
10% on £925,001 to £1,500,000
12% on amounts above £1,500,000
5% on £250,001 to £925,000
10% on £925,001 to £1,500,000
12% on amounts above £1,500,000
Example
£500,000 property (standard buyer):
£0 on first £250,000 = £0
5% on next £250,000 = £12,500
Total SDLT = £12,500 (effective rate 2.50%)
£0 on first £250,000 = £0
5% on next £250,000 = £12,500
Total SDLT = £12,500 (effective rate 2.50%)
Extended
First-Timer vs Next-Timer Comparison
See how much you save as a first-time buyer vs a next-time buyer
First-Timer vs Next-Timer Comparison
Enter a price below to compare SDLT for first-time buyers vs standard buyers.
£
| Buyer Type | SDLT | Effective Rate | Saving vs Standard |
|---|---|---|---|
| Standard buyer | — | — | — |
| First-time buyer | — | — | — |
| Additional property | — | — | — |
FTB relief applies on properties up to £625,000. For properties above this, standard rates apply.
Frequently Asked Questions
What is Stamp Duty Land Tax (SDLT)?
SDLT is a tax paid when you buy a residential property in England or Northern Ireland worth more than £250,000. It is paid within 14 days of completion.
Do first-time buyers pay stamp duty?
First-time buyers pay 0% on the first £425,000 and 5% on the portion from £425,001 to £625,000. No relief applies if the property costs more than £625,000.
What is the additional property surcharge?
If you're buying an additional residential property (buy-to-let or second home), you pay an extra 3% on top of standard SDLT rates on the full purchase price.
Does stamp duty apply in Scotland and Wales?
No. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT). These have different rates and bands.
When must stamp duty be paid?
Stamp duty must be submitted and paid within 14 days of completing your property purchase. Your solicitor usually handles this on your behalf.